Being an adult comes with its fair share of challenges, and it becomes even harder when you’re a parent. But one remarkable single mother, Michelle “MJ” Boyle, has found a way to dramatically cut down on her monthly expenses and wants to share her inspiring story.
MJ, who lives in a rental home with her two children, understands the need to cover expenses while providing for her family. To make ends meet, she works double shifts and takes on multiple jobs. Despite the numerous challenges in her life, she refuses to be held back and is determined to give her children the best life possible.
One game-changing idea that turned MJ’s life around was rethinking her living arrangement. Tired of spending a significant portion of her income on rent, she decided to take matters into her own hands. Rather than continue renting, MJ made the bold decision to build her own home from scratch. Her rental property in Sherwood, Oregon, was costing her a hefty $1,600 per month, and she knew she needed a change.
MJ’s life took a different turn after her divorce, during which she lost both of her homes. With her children growing up and college on the horizon, she wanted to provide them with a great education. That’s when she decided to switch up her living situation to free up more funds for their future. By embracing the idea of building her own home, MJ was able to significantly reduce her monthly expenses.
“I have faced a series of unfortunate events – two divorces and losing my homes in the process,” MJ admits. Building her own home not only allowed her to cut down on costs but also gave her the opportunity to focus on her financial goals. She aptly named her new abode “empty nest,” reflecting her current life circumstances.
Opting for a tiny home was a game-changer for MJ. Not only did it prove to be cost-effective, but it also empowered her to allocate more of her saved funds toward her children’s college education and her own retirement. She explains, “I built my first house, this house, using cash and sponsorships to ensure that I have a paid-for, nice, comfortable house when I retire. Now, I’m even building a few more tiny houses that I look forward to renting out on platforms like Airbnb or VRBO to generate additional income.”
Thanks to MJ’s resourceful approach, she now proudly claims to have reduced her monthly expenses to an astonishing $75. Her determination and ingenuity are truly commendable, serving as an inspiration to others facing similar challenges.
So, if you find yourself struggling with financial burdens, take a page out of MJ’s book and dare to think outside the box. With the right mindset and a little creativity, you too can overcome obstacles and achieve financial freedom.